Market & Environment
The Cantonal Banks operate in a fiercely contested competitive environment. In addition, their activities are influenced by political and regulatory considerations. At the Group level the Association of Swiss Cantonal Banks (ASCB) is the umbrella organisation for the various interest groups.
There follows below a brief overview of the most important market-related and regulatory topics:
Definition of Cantonal Banks
Cantonal Banks differ in terms of their legal and organizational structures, their size and their business policies.
SMEs
Small and medium-sized enterprises (SMEs) have traditionally been an important customer segment for the Cantonal Banks.
Corporate Governance
An optimal balance of management, oversight and auditing is in the interests of all Cantonal Banks.
State guarantee
For most Cantonal Banks the respective canton is liable for their liabilities.
Regulation
Various regulatory proposals are still pending or in preparation in the financial services industry. Many of these also affect Cantonal Banks.
Organisations
Links to the organisations:
- Swiss National Bank (SNB)
- Swiss Financial Market Supervisory Authority (FINMA)
- State Secretariat for International Financial Matters (SIF)
- Swiss Bankers Association (SBA)
- SIX Group AG
- SWX Swiss Exchange
- Swiss Business Federation (economiesuisse)
- Swiss Funds Association (sfa)
- European Association of Public Banks (EAPB)
- Association of Swiss Commercial and Investment Banks
Publications
Information on the Cantonal Banks and Network Partners and the world in which they
operate can be found in the profiles, studies and publications.
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